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The Pharmacist Answers Podcast

Your health is probably one of the most important things to you.  Yet it can be one of the most complicated things to understand.  Our bodies are meant to work a certain way, but when they don't, we may never be 100% sure why or what to do about it - even after seeing a healthcare professional.

The Pharmacist Answers Podcast is hosted by Cynthia Hendrix, PharmD.  On the Podcast, you can learn the basics of body parts and organ groups, get a glimpse of how disease processes work, and learn some practical steps to take in your own flesh and blood relationships with healthcare providers.

Everyone's health story is different.  No one is truly a "textbook case".  You need someone who sees your uniqueness and help you gain the knowledge and confidence to have conversations, ask questions, and make decisions that are right for YOU!

*The Podcast started out as live conversations on Periscope.

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Insurance cards

May 9, 2016

Using Your insurance Cards

  1.  Know your cards
    Different companies print and send their cards differently, so you need to be familiar with yours.
    • Medical card: if it doesn't say "Major Medical" or "Health Plan", look for clues like copay structure (UC $10/Spec $25/ER $75) to indicate what copay you will pay at which type of healthcare business.
    • Dental card: should say "Dental", nothing else special about it.
    • Prescription card:  Some prescription insurance companies have names with "Rx" in it, which is the abbreviation for prescription or pharmacy.  Other times, there will be numbers or codes that are labeled "Rx Bin" or "Rx Group".  Sometimes this info will be in a little box on the side of the Medical card.
  2. Don't let logos lie to you
    • Sometimes insurance companies are managed by an umbrella company that may also own a large retail chain pharmacy.  They will put their logo on the card in big, bright print.  This does not always mean that is the only place you can go for prescriptions.  Don't let it fool you!

Kaiser Permanente can be a great healthcare solution for some people, but not every company is for every person.  They have their own extra set of rules. So, if this is your insurance company, make sure you know their rules, so you don't get stuck without care or with paying a lot of money for care.

Following these two steps can ensure that you do not have interrupted to delayed care, and that you hang on to your power to choose where you get care!

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Music Credits:  "Radio Martini" Kevin MacLeod (incompetech.com)  Licensed under Creative Commons: By Attribution 3.0  http://creativecommons.org/licenses/by/3.0/